SUCCESS!!!!
I have found this on the Adobe Support site:
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http://kb.adobe.com/selfservice/viewContent.do?externalId=kb 402781>
Crash when you run Web Photo Gallery on Mac OS X v10.5 (Photoshop CS2, Photoshop Elements 4)
ISSUE
When you attempt to run Web Photo Gallery in Adobe Photoshop CS2 or Adobe Photoshop Elements 4 on Mac OS X v10.5.x (Leopard), the application crashes.
REASON
The Web Photo Gallery plug-in that shipped with Photoshop CS2 and Photoshop Elements 4 is not compatible with Mac OS X v10.5.x.
SOLUTION
Replace the Web Photo Gallery plug-in with the new version. Quit Photoshop CS2 and Photoshop Elements 4.
Download the new version of the Web Photo Gallery plug-in from the following link: WebContactSheetIIplugin.zip
If your web browser did not automatically extract the plug-in (WebContactSheetII.plugin) from the downloaded .zip file, double-click the .zip file to extract the plug-in.
In the Finder, navigate to the Automate folder:
For Photoshop CS2, navigate to /Applications/Adobe Photoshop CS2/Plug-Ins/Adobe Photoshop Only/Automate.
For Photoshop Elements 4, navigate to /Applications/Adobe Photoshop Elements 4.0/Plug-Ins/Automate. Remove the WebContactSheetII plug-in from the Automate folder. You might want to save this plug-in in case you need to revert back to it.
Drag the new WebContactSheetII plug-in that you extracted into the Automate folder. Re-open Photoshop CS2 or Photoshop Elements and run Web Photo Gallery. Note: If you are using Photoshop Elements 4, then do not choose File > Create Web Photo Gallery to use this feature after you update the plug-in. Instead, choose File > Automation Tools > Web Photo Gallery.