Boy, that magic wand is some neat tool!
Of course I found I had to make the insides of some of the letters transparent, too!
Now, your instructions suggested I should use the Web-safe colors palette, but I actually want to use the colors that were included with the GL template I followed. I know what there binary code is, and I can open a palette of those colors in Adobe GoLive, but naturally they are not showing up in PSE.
So what do I do about that?
Anyway, just knowing how to make the white patches transparent puts me light-years ahead of where I was yesterday at this time.
The result, still lacking those softer colors I want, is at <
http://www.palms-california.us/index.html> .
George